Loans Against Cars in Gauteng

  • Fast, reliable funding
  • Same-day approval

Get a loan against your car, quickly and easily, with BizFunding. Apply in minutes and have the funds you need within 48 hours.

Funding against cars

A car is an asset of value. With BizFunding, you don’t need to sell your car to access this value. Instead, you can use it as security for a short-term cash loan.

For entrepreneurs and owners of small to medium businesses in South Africa, this is a fast, easily accessible way to raise funds. It’s also convenient for raising personal funds.

Advantages of a loan against a car:

  • faster and easier than getting a bank loan
  • no restrictions on how you use the funds
  • minimal red tape and no credit checks
  • no need to sell your vehicle.

The value of the car determines the loan amount we can offer.

This is much more straightforward than basing loan approval on factors like your credit rating, employment status or several years of financial history – so there’s no need for an elaborate application or approval process.

Just apply online, giving us details of your vehicle, for same-day approval.

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It only takes 3 steps to get funded.



Use our application form to give us details of the funding you need and the vehicle you’d like to get funding against.


Supply documents

You’ll need to send us relevant documentation, including FICA documents, so we can validate them and draw up an agreement.


Get funded

Once you accept our proposal, we can start funding your business straight away.

Frequently asked questions

Below we offer answers to some frequently asked questions about our loans against cars. If you need further assistance, please contact us directly.

The process is simple. Contact us with details of your car, including its make, model, year model , milage and condition. If we can assist, we’ll provide same-day approval, offering a loan amount that’s a proportion of the car’s value.

Choose to proceed and we’ll validate your documentation, draw up an agreement and book the car into our secure facility.

Then we’ll immediately deposit the funds in your account.

Once the loan amount and agreed buy back amount has been settled, the car is returned to you – in the same condition you left it. Nobody else drives it or has access to it for the duration of the agreement.

The vehicle must be fully paid for and registered under your business name. You must also be in possession of the registration papers.

Yes. Using a business vehicle as security for an asset-based loan is a fast, convenient way for business owners to get funds.

This could help your business bridge a temporary gap in cash flow or take advantage of a time-sensitive business opportunity.

BizFunding is proud to have significant experience in partnering with South African businesses, offering innovative, tailor-made financial solutions to help them grow and thrive.

We currently have a five-star Google rating from our customers.

Our terms are clear and transparent, and we don’t charge hidden fees or penalties.

We will need the car’s original NaTIS registration papers, along with your ID, CK documents and proof of address.

We offer loans against cars in Gauteng.

We provide funding from R50,000 to R3 million.

Terms are usually 60 days.

  • Fixed fees: Our charges are fixed and transparent, so there are no surprises.
  • Fast turnaround time: We can have your money paid out in 48 hours.
Tried & trusted

We help local South African businesses grow.

Fast funding

Get funding quickly – typically within 48 hours.

Simple process

No red tape. Minimal paperwork is required.

No credit check

We focus on your business deal or asset, not your credit.

Hands-on support

Our dedicated agent will be by your side every step of the way to guide you.

Looking for funding?

Contact us now.

Submit your details using the contact form and one of our dedicated business agents will contact you to discuss your needs and goals. We’d love to be your business funding partner!

Mon to Fri: 8:30 am – 4:30 pm

    We are not offering startup funding at this time.

    No employment opportunities are available at this time.

    I accept the terms & conditions.