Funding Against Invoices

  • Fast, flexible funding
  • Same-day approval

Waiting on payments? Turn your unpaid invoices into cash with our fast, easy invoice financing. Apply in minutes and get the cash advance your business needs.

If you answer ‘yes’ to any of these questions, we can help!

  • Would your business grow with access to unlimited working capital for projects and purchase orders?
  • Do you avoid bidding for large projects or RFQs cause you don’t have enough funds?

Reliable invoice financing

Waiting on payments is a familiar experience for most businesses in South Africa. It can put a squeeze on cash flow. Especially for a small to mid-size business, it can make it challenging to survive, much less grow.

With invoice financing from BizFunding, you can secure funding against unpaid invoices. The process is quick and easy – with fixed fees, and you only pay us back when you get paid.

It only takes 3 steps to get funded.



Use our application form  to give us details of the funding you need and the invoice you’d like to get funding against.


Supply documents

You’ll need to send us relevant documentation, including FICA documents, so we can validate them and draw up an agreement.


Get funded

Once you accept our proposal, we can start funding your business straight away.

Frequently asked questions

Do you have questions regarding the funding process? Below you’ll find the most frequently asked questions, or and you can read the full FAQ here. If you need further assistance, please contact us directly.

We fund up to 80% of the invoice value. All we need is the invoice and supplier details to get started.

The deal has to be profitable for us to be able to fund your business. We provide funding from R50,000 to R2 million.

Terms are usually 30 to 90 days. You only pay us when your client pays you (but this may not exceed 90 days).

  • Fixed fees: Our charges are fixed and transparent, so there are no surprises.
  • Fast turnaround time: We can have your invoice paid out within 72 hours.

Invoice financing is getting a cash advance on one or more unpaid invoices. This means you can get paid sooner.

The amount you’re paid will be a proportion of the invoiced amount.

A cash advance against one or more unpaid invoices could be the injection of cash your business needs to survive, or to take on or complete a new project.

With this kind of funding, you can stop panicking while waiting for payment.

Quickly boost cash flow so you can meet obligations, paying suppliers, salaries and other costs, before payment comes in.

You can handle payment collection using your business’s normal collection processes, so nothing looks or feels different to your clients.

Then pay back the funds only once payment comes in.

BizFunding partners with your business, providing advance funding against outstanding invoices and accepting payment only once you get paid by your clients.

This differs from a traditional loan, which you pay back on a monthly basis.

To get funding against invoices, simply apply online.

For same-day preapproval, give us details of the invoices payable to your business.

We’ll then need your invoice, RFQ, purchase order, company and FICA details to draw up an agreement – and if you decide to proceed, we can fund your business.

Tried & trusted

We help local South African businesses grow.

Fast funding

Get funding quickly – typically within 72 hours.

Simple process

No red tape. Minimal paperwork is required.

No credit check

We focus on your business deal or asset, not your credit.

Hands-on support

Our dedicated agent will be by your side every step of the way to guide you.

Looking for funding?

Contact us now.

Submit your details using the contact form and one of our dedicated business agents will contact you to discuss your needs and goals. We’d love to be your business funding partner!

Mon to Fri: 8:30 am – 4:30 pm

    We are not offering startup funding at this time.

    No employment opportunities are available at this time.

    I accept the terms & conditions.